Technology – The VaultUS Difference
The VaultUS Technology Difference
Salespeople at precious metals dealers are commonly incentivized to sell the products with the highest commissions. This approach rarely benefits the customer. Instead, a recommendation approach using modern portfolio theory (MPT) is a far better way to ensure that customers are receiving the most suitable products for their investment goals.
MPT is a widely used technique that seeks to create a diversified portfolio of assets that minimizes risk and maximizes returns. The basic idea is that by spreading your investments across different assets, you can reduce the impact of any single asset’s inferior performance on your overall investment returns. In other words, MPT helps you manage risk.
So, how does this apply to precious metals investing? Let’s say you’re a customer who is interested in investing in precious metals. You call a dealer looking to invest $100,000, and you’re interested in gold and silver.
Under a commission-based sales approach, you are often steered towards the most expensive products, like rare coins or high-end bullion. At VaultUS Gold, we do things differently.
Instead of trying to sell you the products with the highest commissions, we would work with you to understand the reasons you want to purchase precious metals. We ask questions like:
- Are you purchasing precious metals primarily for wealth preservation or for appreciation?
- How comfortable are you with metals’ price volatility?
- Are you investing for retirement or another specific goal?
- How long do you plan to hold your investments?
Based on your answers, we would use our Personal Allocation Technology (PAT) to analyze your needs and the current market. We then might recommend a mix of different precious metals products that are tailored to your specific situation. This might include a mix of gold and silver bullion, as well as other precious metals like platinum and palladium. We might recommend a mix of products with different levels of liquidity and volatility to help you manage risk.
For example, gold is often considered a safe-haven investment that can help protect your portfolio during times of economic uncertainty. It is often the most stable precious metal as well. However, historically, its returns are also lower than other metals like silver or palladium. By investing in a mix of precious metals, you might be able to better balance your portfolio to protect your wealth.
VaultUS Gold is not a financial advisor. However, our PAT technology and other analytic techniques can help our customers make informed decisions that are tailored to their individual needs. Rather than pushing the products with the highest commissions, we work to educate our customers on the risks and benefits of different precious metals products and help them make choices that are in their best interests.
We help our clients save money on commissions and fees and can help clients avoid overpaying for expensive products that do not necessarily align with their investment goals.
Our approach to buying precious metals is a far better way to ensure that customers are receiving the most suitable products for their goals. This helps our customers find the most appropriate metals products and save money on commissions and fees.
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